Privacy Policy

Last updated: December 2024

Introduction

Mahalaxmi Wealthbridge Pvt Ltd ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We may collect information about you in a variety of ways, including:

Personal Data

Name, email address, phone number, postal address, date of birth, PAN card details, Aadhaar number, employment information, income details, and other information you provide when applying for loans or using our services.

Financial Information

Bank account details, credit history, existing loan information, and other financial data necessary for loan processing.

Technical Data

IP address, browser type, device information, pages visited, and other technical information collected through cookies and similar technologies.

How We Use Your Information

We use the information we collect for various purposes, including:

  • Processing and evaluating loan applications
  • Communicating with you about our services
  • Providing customer support
  • Improving our website and services
  • Complying with legal and regulatory requirements
  • Preventing fraud and ensuring security
  • Sending promotional communications (with your consent)

Information Sharing

We may share your information with:

  • Partner banks and NBFCs for loan processing and disbursement
  • Credit bureaus for credit assessment
  • Service providers who assist in our operations (under strict confidentiality agreements)
  • Regulatory authorities as required by law

We do not sell your personal information to third parties.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption, secure servers, and regular security assessments. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate or incomplete data
  • Request deletion of your data (subject to legal requirements)
  • Withdraw consent for marketing communications
  • Lodge a complaint with regulatory authorities

Cookies and Tracking

Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand where our visitors come from. You can control cookie settings through your browser preferences.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

Terms of Service

By using our website and services, you agree to:

  • Provide accurate and complete information
  • Use our services only for lawful purposes
  • Not attempt to gain unauthorized access to our systems
  • Not use our services for any fraudulent activity
  • Comply with all applicable laws and regulations

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Mahalaxmi Wealthbridge Pvt Ltd

Plot No 35/249b New Paccha Peth, Ashok Chowk, Solapur, Solapur North, Maharashtra 413006, India

Email: privacy@mahalaxmiloans.com

Phone: +91 84839 90399